Four Free Property Calculators,
No Sign-Up, No Phone Number

The stamp duty calculator uses rates verified at the time of publishing and updated when state governments revise rates through official notification. Always verify the applicable rate with the relevant state's sub-registrar office or stamp vendor before transacting, as local cess, surcharges, or revised notifications may apply.

Gross rental yield is annual rent divided by property price, a simple, widely-used metric. Net rental yield deducts annual maintenance costs (typically 1% of property value), property tax, and vacancy periods from the annual rent before calculating yield. Net yield is a more realistic measure of actual investment return.

Most Indian banks and HFCs apply a Fixed Obligation to Income Ratio (FOIR) of 40% to 50%, meaning your total monthly loan EMIs should not exceed 40–50% of your gross monthly income. Our affordability calculator conservatively uses 45%; confirm with your specific lender.

The EMI calculator uses the standard reducing-balance formula: EMI = P × r × (1+r)^n / ((1+r)^n – 1). This is the same formula all Indian banks use. Your actual bank EMI may differ marginally due to processing fees or specific bank calculation conventions, but the difference is typically less than ₹50–100 per lakh.

No. Every calculator runs entirely in your browser. The numbers you enter are never sent to a server, stored, or shared, and no account, phone number or email address is required to use any of the four tools.

Yes, with care. The EMI, stamp duty and affordability tools work the same way for commercial purchases, though commercial stamp duty rates and loan terms (shorter tenures, higher rates) differ from residential norms. For the ROI calculator, use commercial rent levels and remember that vacancy periods, fit-out costs and maintenance shares are typically larger for commercial assets — our advisors can model a specific commercial asset with you.